Fixed Deposit

Explore flexible Fixed Deposit options tailored to your needs.

Loan Overview

A Fixed Deposit (FD) is a financial investment where money is deposited with a bank or financial institution for a fixed period at a predetermined interest rate. It offers safe and stable returns with minimal risk.

Features & Benefits

Key Features

  • Deposit Type
  • Investment Amount

Additional Benefits

  • Regular FD
  • Tax Saver FD
  • Senior Citizen FD
  • Flexi FD
  • Recurring Deposit-linked
  • Minimum deposit starts from a small amount

Eligibility Criteria

Individuals, senior citizens, minors, joint account holders, companies, and trusts can open fixed deposits, subject to KYC verification.

Interest Rates

Interest rates vary depending on tenure and institution. Senior citizens may receive additional interest benefits. Premature withdrawal may attract penalty charges, and applicable taxes may be deducted on interest earned.

Frequently Asked Questions

Includes common questions about interest rates, premature withdrawal, loan against FD, tax deductions, and maturity payment options.

How to Apply

Choose the deposit amount and tenure, submit KYC documents, fill out the FD application form online or offline, and deposit the funds. The bank issues an FD receipt or certificate after confirmation.

Fixed Investment plan

Explore flexible Fixed Investment plan options tailored to your needs.

Loan Overview

A Fixed Investment Plan is a financial product that allows individuals to invest a fixed amount for a specific tenure and earn stable, predetermined returns. It is suitable for investors seeking low-risk and predictable income.

Features & Benefits

Key Features

  • Investment Type
  • Investment Amount

Additional Benefits

  • Short-Term Plans
  • Long-Term Plans
  • Tax-Saving Plans
  • Minimum and maximum investment limits

Eligibility Criteria

Individuals, senior citizens, joint account holders, businesses, and trusts can apply, subject to age and KYC requirements.

Interest Rates

Returns are based on a fixed interest rate agreed at the time of investment. Premature withdrawal may incur penalties, and taxes may apply on earned interest as per regulations.

Frequently Asked Questions

Includes common questions regarding returns, withdrawal rules, tax implications, investment safety, and maturity options.

How to Apply

Choose an investment plan based on tenure and return expectations, complete the application form, submit KYC documents, deposit the investment amount, and receive confirmation of the investment plan.

Digital Gold

Explore flexible Digital Gold options tailored to your needs.

Loan Overview

Digital Gold allows users to buy, sell, and store gold online securely without physically holding it. The gold purchased is backed by real physical gold stored in insured vaults, making it a convenient and flexible investment option.

Features & Benefits

Key Features

  • Investment Type
  • Purity
  • Minimum Investment

Additional Benefits

  • 24K Digital Gold
  • Gold Savings Plan
  • SIP-based Gold Investment.

Eligibility Criteria

Any individual with valid identification and access to online payment methods can invest in digital gold, subject to KYC requirements.

Interest Rates

Digital gold does not offer fixed interest but gains value based on gold market prices. Charges may include platform fees, storage fees, GST, and transaction charges depending on the provider.

Frequently Asked Questions

Includes common questions about gold purity, storage safety, redemption options, selling process, taxation, and minimum investment amount.

How to Apply

Choose a trusted platform or provider, create an account, complete KYC verification, select the amount of gold to purchase, and make the payment online. Gold is instantly credited to your digital account.

Mutual Fund

Explore flexible Mutual Fund options tailored to your needs.

Loan Overview

A Mutual Fund is an investment vehicle that pools money from multiple investors and invests it in stocks, bonds, or other securities. It is managed by professional fund managers and helps investors achieve financial goals through diversified investments.

Features & Benefits

Key Features

  • Fund Type
  • Investment Mode
  • Minimum Investment
  • Risk Level

Additional Benefits

  • Equity Funds
  • Debt Funds
  • Hybrid Funds
  • Index Funds
  • ELSS
  • Liquid Funds
  • SIP (Systematic Investment Plan) or Lump Sum investment.
  • Investments can start with small amounts depending on the fund.
  • Low
  • moderate
  • or high depending on the fund category.

Eligibility Criteria

Individuals, minors (through guardians), NRIs, companies, and trusts can invest in mutual funds subject to KYC compliance.

Interest Rates

Returns are market-linked and not fixed. Charges may include expense ratio, exit load, and applicable taxes. Some funds may charge penalties for early withdrawal.

Frequently Asked Questions

Includes common questions about SIP, fund types, returns, risk factors, redemption process, taxation, and investment safety.

How to Apply

Choose a mutual fund based on your investment goals and risk profile, complete KYC verification, fill out the application form online or offline, select SIP or lump-sum investment, and make the payment to start investing.

Stock Trading

Explore flexible Stock Trading options tailored to your needs.

Loan Overview

Stock trading allows investors to buy and sell shares of publicly listed companies through stock exchanges. It helps individuals participate in company growth and potentially earn profits through price appreciation and dividends.

Features & Benefits

Key Features

  • Trading Type
  • Account Requirement

Additional Benefits

  • Intraday Trading
  • Delivery Trading
  • Futures & Options
  • Margin Trading.
  • Trading account and Demat account linked with a bank account.

Eligibility Criteria

Individuals above 18 years with valid KYC documents, bank account, PAN/Tax ID, and trading account can participate in stock trading.

Interest Rates

Charges may include brokerage fees, transaction charges, account maintenance fees, taxes, and other regulatory charges. Returns depend on market performance and are not guaranteed.

Frequently Asked Questions

Includes common questions about opening a demat account, buying and selling shares, trading risks, brokerage fees, dividends, and market timings.

How to Apply

Open a trading and demat account with a registered broker, complete KYC verification, link your bank account, add funds, and start buying or selling stocks through an online trading platform.
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